Clearpay & Klarna
Clearpay makes budgeting easier by lending you the amount for your purchase, and allowing you to break down your payments into four instalments. These payments are then due every two weeks, interest-free.* Remember, spend responsibly - sometimes splitting up payments by using this credit might not always be the best option (just saying). Take a look at our FAQs for the full lowdown.
CHOOSE HOW TO PAY
The easy part – simply select Clearpay as your payment method at the checkout.
The smart part – enjoy your new stuff right away and pay in four instalments. But remember – we want you to shop with confidence, so it's important to have a think about what you can actually afford before choosing any 'pay later' option. You'll need to make sure you have enough money to pay the amounts each month.
ALL YOU NEED TO START IS
A UK billing address
To be over 18 years of age
To be a permanent UK resident (excluding Channel Islands)*
So, you’ve chosen to spread the cost of your spending. Good move - but remember: be smart about it. You should have a good think about your finances before going with any kind of ‘pay later’ option. That means thinking ahead, and making sure you’ll have enough money each fortnight to pay your instalment. Our helpful FAQs are a good place to start if you want to know a bit more.
If you choose Clearpay, you don’t have to pay interest, but you will have to pay a late fee of £6 if you miss one of your payments. If your payment is still overdue after 7 days, you'll pay an additional £6 fee. The total amount of late fees you may be charged will depend on your order value. To make things simple, Clearpay sends you helpful reminders leading up to your payment due date, and you’ll also get a notification if a payment fails for any reason.
Using Clearpay won’t affect your credit score, because it doesn’t notify credit agencies of failed or missed payments. You still need to be careful, though - if you fail to pay on time, your Clearpay debt may be passed on to a debt-collection agency, and this could affect your ability to use Clearpay in the future. Make sure you spend within your own financial limits, and keep checking in on any remaining pay-later balances.
EXTRA PAYMENT INFO
*If you fail to make payments, late fees will apply. For full Ts&Cs and to learn more, please visit Clearpay's FAQs.
Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions
Klarna has flexible payment options:Pay in 30 days: Try your pants at home and decide which styles or sizes you want to keep. Make your payment in full 30 days after your order has been shipped. No upfront payments, no interest, and no fees. Pay in 3 interest-free installments. Split your purchase into three equal payments. Just enter the credit or debit card details of your choice and make automatic payments every 30 days. No credit checks, and no interest or fees.
Pay online or in the app:
Review your latest purchases and make payments in the Klarna app or online.
- Download the Klarna app: https://www.klarna.com/app
How does Klarna work with buying from WUKA?
Add products to your cart and select ‘Klarna’ when you check out
Enter a few personal details and you’ll know instantly if you’re approved
Klarna will send you an email confirmation and reminders when it’s time to pay
You can complete your future Klarna purchases with just one click
All you need to start
1. A UK bank account
2. To be 18 years of age or over
3. A UK residential address
If you have any trouble placing an order with Klarna, it could be due to one of the following reasons:
1. Klarna payments are subject to your financial circumstances. Klarna may have rejected your application to Pay later or Pay later in 3. We’d recommend choosing another type or payment or placing an order for a smaller amount.
2. You may have outstanding payments on previous Klarna purchases.
3. You may have missed a required field at the checkout, such as filling in your date of birth.
Please note that Klarna is an independent payment company and WUKA has no influence over whether your payment with Klarna is accepted or not.
If you have any trouble with your order, please contact Klarna Customer Service.